.how-it-works {
  padding: 80px 0;
  background: var(--bg-elevated);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.step-card {
  text-align: center;
  padding: 32px 24px;
}

.step-number {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--gold), var(--gold-light));
  color: white;
  font-size: 1.3rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.step-card h3 {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 8px;
}

.step-card p {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

@media (max-width: 640px) {
  .steps-grid { grid-template-columns: 1fr; gap: 16px; }
}